Pricing
Know what you'll pay.
Before you enroll, and all year after.
The plan comparison is free — the full analysis, with a free account and no credit card. Verd Pro adds ten year-round tools for $19.99 per month. Cancel anytime.
Free
- Plan recommendation engine — the complete analysis, across all 12 program types
- Personalized programs-and-savings advisories
- Research library
- Basic dashboard: Overview, Claims tracking, Benefits checklist, Plan Details
Verd Pro
- Everything in Free, plus ten tools:
- Verd Assistant — An AI assistant for general questions about how your plan works — upload plan documents for a plain-English breakdown. It can’t confirm coverage; only your insurer can.
- Cost Estimator — An estimate of what a visit or procedure may cost you, given your deductible progress.
- Savings Finder — Personalized money-saving moves for your specific coverage and situation.
- Bill & EOB Checker — Upload a medical bill or EOB — AI flags possible errors to check before you pay.
- Appeal Letter Helper — Turn a denial into a draft appeal letter to review and complete, with the standard appeal deadlines laid out. Your denial letter controls.
- Savings Ledger — An itemized record of the savings you log, next to the cost of Pro.
- Rx Price Watchdog — Tips for paying less on each medication.
- Before You Go — Pre-appointment checklist: a network verification script, prior-authorization flags, and a cost estimate.
- Life Events — Nine special-enrollment scenarios — marriage, job change, a move — with estimated deadlines from the federal rules.
- Plan Audit — A mid-year check on whether your plan still fits, plus an open-enrollment shopping summary.
Renews automatically at $19.99/month until you cancel. Cancel any time from your dashboard’s Billing button.
What you pay for
Two ways Verd earns its keep
The plan comparison is free — and it is the biggest number
The single biggest number in your healthcare year is which plan you choose. The plan comparison is free. Pro is not how you get the right plan. Pro is what happens after.
Illustrative 2026 example — a real engine run; your numbers depend on your profile
A 34-year-old in Harris County, Texas, earning $52,000 with Type 2 diabetes and two prescriptions: the lowest-cost option comes to an estimated $2,250 for the year, the Gold option to about $2,863, and the Silver option to about $4,095.
The estimated gap between the lowest-cost option and the Gold and Silver options — from the free comparison
Verd helps you look for savings all year
Most people think about insurance for two weeks a year. Pro helps with the other fifty: it explains your plan documents, uses AI to flag possible errors on your bills, suggests cheaper routes for your prescriptions, lays out the appeal and enrollment deadlines that cost money to miss, and answers general questions about your plan in plain English — using your own plan's numbers.
The Savings Ledger keeps an itemized record of the savings you log, right next to what Pro costs — so you can see for yourself whether it is earning its keep.
The Verd promise
Your Savings Ledger keeps score against Pro's own price, in plain view, all year. If Verd isn't beating what you pay for it, you'll see that on your own dashboard — and you should cancel. We would rather earn the renewal than obscure the math.
Questions
The honest answers
Is the recommendation really free?
Yes. The full analysis — eligibility screening across all 12 program types, projected costs, and your ranked options — is free. You'll create a free account to see it; no credit card required.
Can I cancel anytime?
Yes. Cancel yourself from the Billing button in your dashboard — no phone call, no retention flow. Your subscription stays active through the end of the billing period you already paid for.
Is Verd an insurance broker?
No. We sell software and education, not insurance. We take zero commissions from insurers, we have no carrier partnerships, and we never sell your data — so nothing about our recommendation is influenced by who pays us. Only you pay us.
What happens to my data?
Your data is used to run your analysis and power your dashboard. It's stored in your account and handled only by the service providers that run Verd (listed in our privacy policy). Never sold. Never shared with insurers, employers, or advertisers.
Do you offer refunds?
If something went wrong with your subscription, contact us and a human will sort it out.
Start with the free recommendation.
See your estimated costs first. Add Pro when you want Verd working for you all year.
Verd Pro renews automatically at $19.99/month until you cancel — from the Billing button on your dashboard, any time.
Verd provides educational guidance and software tools to help you understand and manage your health coverage. Verd is not a licensed insurance broker or agent, does not sell insurance, and does not receive commissions from insurers. Projections are estimates based on federal data and the information you provide — verify plan details with the insurer before enrolling.