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Verd, the consumer health insurance guidance platform at verdhealth.com, today announced an expansion of Verd Pro to ten year-round tools designed to help members manage healthcare costs long after they have chosen a plan.

The expanded toolkit lets members use AI to flag possible errors and overcharges on medical bills and explanation-of-benefits (EOB) documents, turn a denied claim into a draft appeal letter to review and complete — with the standard appeal deadlines laid out — and keep a running ledger of the savings they log. A prescription tool suggests ways to pay less for each medication, a pre-appointment check estimates what a visit may cost under their plan before they book it, life-event guidance flags the special enrollment windows opened by events such as a move, a marriage, or a job change, and a mid-year plan audit reviews whether a member's current plan still fits how they actually use care.

Every tool uses the plan details the member enters, so guidance reflects their own deductible and copays rather than generic averages.

“A lot of money is lost after enrollment — a billing error that goes unchallenged, a denial that never gets appealed, a refill that costs more than it should,” said a Verd founding team spokesperson. “These tools are built to help members catch those moments, one by one, using their own plan.”

Verd Pro is available for $19.99 per month, billed monthly. Verd's core plan recommendation engine remains free.

About Verd — Verd provides free, data-driven health insurance plan recommendations and affordable year-round tools for managing healthcare costs. Built on federal data, Verd takes no commissions from insurers. Verd is operated by Verd Health LLC, a private company not affiliated with or endorsed by Medicare, Medicaid, CMS, HealthCare.gov, or any government agency.

Media inquiries — via the contact form; select “Partnership Inquiry.”

Verd today launched its data-driven health insurance guidance platform at verdhealth.com, giving Americans a free recommendation engine built on federal data.

Users answer a short questionnaire about their household, health conditions, medications, typical care usage, and budget. The engine then projects what a year of care would cost across the coverage programs the user may be eligible for — spanning 12 program types, from ACA marketplace plans and employer coverage to Medicare, Medicare Advantage, Medicaid, and programs for federal employees, service members, and veterans — and ranks the options by estimated cost, showing the numbers behind the ranking.

Marketplace prices come from CMS's public plan file — county-level in 30 states, national estimates elsewhere — and subsidy rules from IRS guidance; cost projections are estimates built from what each user reports, with USPSTF guidelines for preventive care. Verd takes no commissions from insurers and holds no carrier appointments, so no plan can pay its way into a recommendation.

Verd was founded to make the kind of careful cost analysis used in health policy available to individual households.

“Major changes to Medicare or the ACA are analyzed carefully before they become law,” said a Verd founding team spokesperson. “The average family choosing coverage gets a four-page summary and a deadline. We built Verd to give households the same quality of analysis, for free, with the math shown on the page.”

Alongside the launch, Verd introduced the Verd Assistant and an advisory engine for assistance programs such as Medicare Savings Programs, Extra Help, and CHIP.

About Verd — Verd provides free, data-driven health insurance plan recommendations and affordable year-round tools for managing healthcare costs. Built on federal data, Verd takes no commissions from insurers. Verd is operated by Verd Health LLC, a private company not affiliated with or endorsed by Medicare, Medicaid, CMS, HealthCare.gov, or any government agency.

Media inquiries — via the contact form; select “Partnership Inquiry.”